Farming is a job without hours; it takes passion and commitment. Farming is not only people’s livelihood but their lifestyle. Many factors can affect a farm’s productivity season to season, whether you grow crops, raise livestock, or other agribusiness pursuits. Identifying risks and protecting against them are keys to survival. Carrying the right amount of insurance coverage can protect against unforeseen setbacks, and help you maintain through times need, and return to abundance.
Large or small, we can customize coverage for your farm needs from a humble hobby to mid-size farms, including equine. Speak with one of our farm underwriters to discuss your account needs.
Property Coverage
- Basic, Broad & Special Forms
- Home or Dwelling
- Scheduled Private Structures
- Scheduled Farm Personal Property Coverage
- Unscheduled Farm Personal Property Coverage
- Farm Barns, Buildings & Structures
- Farm Income Loss
- Equipment Breakdown
- Livestock
- Farm Machinery
Liability Coverage
- Personal/Business Liability
- Farm Liability
- Equine Liability
- Home-sharing
- Fire Legal Liability
- Farmers Markets
- Agribusiness pursuits: Special events subject to underwriting approval (i.e., festivals, concerts, weddings, etc.)
Farm Written Risks
- Dairy
- Beef & Veal
- Horse/Equine
- Vegetable/Orchard/Fruit
- Christmas Trees
- Hobby Farm
- Exotic Animals: Llamas/Alpaca
- Barnyard Animals: Goats/Sheep/Pigs
- Cider/Maple Syrup/Honey & Bee Farms
- Crop & Custom Farming
General Farm Guidelines
- No binding authority without underwriting approval
- Property is average or above average condition
- Loss History Required
- $500 minimum policy premium