Privacy Policy

Effective Date: January 1, 2025
Last Updated: February 17, 2025

1. Introduction

Statewide Underwriters Agency, Inc. (“Company,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website, interact with us, or sign up for our services, including our newsletter.

By using our services, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree, please do not use our services.

2. Information We Collect

We may collect the following categories of personal information:

A. Information You Provide Directly

Contact Information: Name, email address, phone number, and mailing address.
Insurance Information: Policy details, claims history, and other relevant data.
Financial Information: Payment details, if applicable.
Communications: Emails, inquiries, and support requests.

B. Information Collected Automatically

Device and Browser Information: IP address, browser type, and operating system.
Usage Data: Pages visited, time spent, and actions taken on our website.
Cookies and Tracking Technologies: Used to enhance user experience and analytics.

C. Information from Third Parties

Insurance Providers & Partners: When applicable, we may collect data from affiliated insurance providers and business partners.
Public Databases & Compliance Services: For fraud prevention, verification, and regulatory compliance.

3. How We Use Your Information

We may use your personal information for the following purposes:

Providing Services: Processing insurance applications, managing policies, and handling claims.
Marketing & Communication: Sending newsletters, promotional materials, and industry updates.
Regulatory Compliance: Meeting legal obligations under New York State Department of Financial Services (NYDFS) cybersecurity regulations.
Security & Fraud Prevention: Detecting, preventing, and responding to fraudulent activities or security threats.
Improving Services: Enhancing our website, customer experience, and business operations.

4. How We Share Your Information

We do not sell your personal information. However, we may share your data with:

Service Providers: Third-party vendors who assist with website hosting, analytics, or customer support.
Regulatory Authorities: As required by New York State Insurance Law and NYDFS Cybersecurity Regulation (23 NYCRR 500).
Business Partners: If you request coverage through an affiliate or insurance carrier.
Legal Compliance: If required by law, subpoena, or legal proceedings.

5. Your Rights & Choices

A. New York Residents

Under New York State Insurance Law, you have the right to:

Access the personal data we have about you.
Correct inaccurate or incomplete information.
Request Deletion of certain data, subject to regulatory requirements.

B. California Residents (CCPA)

If you are a California resident, you may have additional rights, including:

The right to opt-out of data sharing for advertising.
The right to request a copy of your personal data.
The right to not be discriminated against for exercising privacy rights.

To exercise these rights, contact us at [Insert Contact Email].

6. Data Security & Retention

We implement industry-standard security measures, including encryption, firewalls, and multi-factor authentication, to protect your personal information.

Data Retention: We retain data only as long as necessary for business, legal, and regulatory requirements.
Breach Notification: In the event of a data breach, we comply with NYDFS Cybersecurity Regulation and will notify affected users as required by law.

7. Cookies & Tracking

We use cookies to:

Improve website performance
Personalize user experience
Track analytics

You can disable cookies in your browser settings.

8. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices and recommend reviewing their policies separately.